If I hadn't miscounted, this coin actually gets the most points so far, at 4.
(The entry by keith12 above would have tied the 4, but does not appear to be eligible.)
Somewhat surprising for a coin I only thought of as a participation entry...

United Kingdom, Elizabeth II, crown of 25 new pence, 1977.
Commemorates the 25th anniversary of Elizabeth II's reign (i.e. the Silver Jubilee).
KM# 920;
Numista 5488.
I bought this non-circulating but common type back in 2016 or earlier (...to be honest, I don't actually recall), specifically for use as a pocket piece.
It was in my pocket for several multi-month periods since then (I took my pocket pieces out before vacations, and did not always remember to put them back quickly after returning), and would hopefully get there again soon (for the last several months I typically did not carry enough change to add pocket pieces to it).
As such, there is some wear visible, in particular, on the bird and ampulla on reverse, and on the saddle on obverse; the general state of tarnish (somewhat exaggerated in those flash photos) is for the same reason.
However, the thick cupronickel turned out to be far more resilient to wear than I had expected; the coin is listed as XF in my Numista collection, which is probably an overestimate, but not by much. Right now, I'd give it a firm (American) VF.
...There is another coin I considered posting here, an
1981 Royal Wedding crown; after several unsuccessful attempts at locating it, I switched back to trying to find this one, and found it almost immediately.
Anyway, the points...
3 - Date is 1950 or newer -

(1977)
2 - Gold -

1 - Silver -

1 - Has two dates/years -

1 - Has a female -

(on the horse)
1 - Has a child -

Total points: 3+1=4 - which, as I've already said, appears to be the maximum so far.