If it wasn't for the worn features, especially on the reverse, I would grade it higher, but my opinion is VF-24. Saying that, it's a very solid coin for a collection; much nicer than any '27-D I have.
XF details -- 1/3 of the O missing, ?scrape through N and northward, and rim dings on the obverse and reverse. Perfect folder/album coin for the right price. Nice original color
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