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Questioning the value of the Platinum Prestige... I definitely would not pay separately for the membership and have it only because I have accumulated a level of purchases.
The
RCM Master Club program has become irrelevant when you can get almost every coin at other sources. This is especially true when it comes to the upper tiers of the MC programs. Except maybe for the Carousel coin, there was not a single coin out of 300+ coins that you could not bought at lower MC tiers. If you were in the lowest tier, the Silver, which only needed $1000 in purchases, you could have gotten the same access to coins as the Prestige level which needed $10,000 in purchases.
A prime example is the 2018 Renewed War Memorial Silver dollar. Almost 3 months after release date, the coin remains available for purchase. It went through all tiers of the MC program and is still not sold out.