Yes the rims concern me. The reverse rim is chewed up a bit and if they're filed then that is likely why it's not in a holder. The VF35 grade is as high as it could ever grade assuming there are no problems so $400 is a bit high.
Thanks to both of you! The rim on the reverse looks worse than the rim on the front. I need to do a little better job of taking a good close look at these coins before posting.
Much better than I was expecting. Looks like wholesome original vf example of a common date. It was probably submitted or cracked out of a rim damage holder. Nice coin though.
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