Having A Good Coin-Buying Budget

You guys don't have much faith in the goodness of humanity now do ya?


Goodness gravy

For the most part I play with my coins from start of November until April and then they tend to go away. Start of November I look for what I did not acquire for that year to stay current. Then I get reacquainted with my coins, what I have, don't have, change in trends etc etc. Usually my daughter likes to try and get me a coin for Christmas so I'm able to give her an idea. Then Christmas comes around and I get a little bit of money from out of town family. I usually a lot half that money somewhere and the rest I will look at what I'm looking to buy. I might pick something up with it or I might save the money until February when it's my birthday. I usually pool all the money together and usually will try and look at a higher value coin. I also give a happy birthday to me $100 as well. Leading up to the end of April I just and acquire the coins needed for the new year and fill in any additional coins I can afford with money left over. Very little of my household income goes to coins since I'm a single family/parent household. Also I will occasionally try and sell random little things I have around that doesn't interest me to generate a little more revenue for the pot. This year I have a larger pot from selling the remaining stock I had of small cents and nickels I had from when I was putting together albums and selling online. That brought in a decent amount of extra money so I'm really looking forward to what I'm going to do with it. A high value coin or perhaps a whole bunch of them. Don't know yet. I'm also one of those people that would spend $200 on the ms63/64 coin rather than $1000 on a 66. But that's geared to what my life and income is like. Plus I only want to see clean crisp details. If I can get that in a AU coin then I'll buy a AU coin instead of MS to keep my cost down but still have a decent example.