Help With RCM Mastersclub

Thanks for the answer.
I am aware that most coins are not worth it as investment.

I am mainly interested in a couple of things
1) The 5 kg silver coin-- if the annual design is nice (the last 2 years were not impressive to me with the penny anniversary and the bluenose).
2) The annual super incuse gold coins.

Being very limited, I can't purchase it on the mint site. I always see a 30-50% markup on secondary market.

That's why I was wondering if being part of MasterClub could give me a chance to buy one at the Mint price on their site.

Depends. I am at Diamond level which means I get 7 days advance notice of new releases. I also get a personal Rep and in most cases, I could get the 5kg Silver or the proof incuse coins (the 5kg Golds Mintage 10 or so all seem to sell out before announcement). The question becomes whether you will want to... As has been hinted above, RCM Proof coins should be considered collectible and not investment class instruments.

When you are paying 5-6x bullion price for Silver and up to 2x bullion price for gold, you are relying on the mint to release outstanding designs and low mintages to allow you to retain value in your purchase. Trust me.. there is nothing more demoralizing than seeing a coin you spent $500 for sell for $100 at auction 2 years later.... You gotta love the coin to take that kind of haircut in stride.

When you hit the upper tiers of the MC, you will be able to work with your rep and get the 5kg Silver and 5kg gold coins and will be able to retain your membership level quite easily if that is the level you are purchasing...

Welcome aboard