I buy silver in my area at 8-9 x face. That's way better than the local places offering 5-6x. It's a win win for me and the seller since they are getting cash now and at a better price.
12x is good , 10 is fair , most pawns offer 5-8x . usually its just a offer . I have had one pawn offer 7x I told him there was a coind shop north of here paying 12x face ( it does ) but I didnt want to drive that far and would wait till I got more coins he said 11x face so I sold them When in fact I would have spent 20$ in gas round trip to get a few bucks more it was worth it to take less money
I have noticed if its total junk 10-12 is the highest most coin shops do if its stuff like SLQ ,decent walkers or decent morgans they will pay 16x face
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