She just waltzed in the door today. Think I agree with NGC on this one. The apparent scuff marks on reverse between 11-12 o'clock are actually on the coin but not readily apparent held in hand. Remember, she's a PL and bruises easily.
I am going to say MS-64 and really could be a 63. 1881-S is one of the Morgans you would expect strong strikes out of and this one doesn't disapoint, but it is pretty baggy and thats why I say that grade
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