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Replies: 34 / Views: 4,723 |
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Rest in Peace
United States
9104 Posts |
If anyone starts looking at your pattern of turning in boxes, then getting the same thing, they might start questioning whether you're running some scam like shorting or slugging rolls.
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Pillar of the Community
United States
3276 Posts |
i get boxes of nickels and pennies from several banks. I search lots of coins so I don't have time nor patience to roll them all back up. there is a free coin counter at a local bank near me. I'm wondering if they will get annoyed that I jump once every week or once every 2 weeks. they havent asked yet, but if they do ask where I get all my coins I am nervous to say that I am a coin collector because I dont want them to get annoyed at me. also when I get my bank boxes I get nervous sometimes when they ask if I have a business and I say no, it is for personal. I bank at wells fargo. If I straight up tell them I get the boxes to search all of the rolls for rare coins, and that is all I do, will they become reluctant to give me boxes? or will they happily keep it up? I just dont want to piss anyone off or embarrass myself.
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Valued Member
Canada
139 Posts |
I enjoy the looking through but the dumping isn't fun, I live in a small town so I go to the city when I get the chance to dump (have 2 cities an hour away and one 2 hours away) or I'll do 10 rolls a week in my town if I'm stuck. Have no trouble gettting rid of quarters and loonies but dimes, nickels and pennies are a bit hard in the small town.
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Valued Member
United States
277 Posts |
Trent I did what you are doing when I first started roll searching, and they did catch on. They didn't really say much or do anything but it did get awkward everytime I would run some rolls or loose change back to the the 3 branches that I didn't get rolls from you would see the manager on the phone and than look at me. A few times I could read their lips saying ya he is here.
My advice is open another bank account with another bank buy at one and dump at the other.
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Pillar of the Community
United States
602 Posts |
Your thinking way to much about this. WOLF
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Rest in Peace
United States
9104 Posts |
Quote: Furious, the next week I brought in 10 boxes worth of nickels I had searched through and dumped 20,000 nickels on them. People with an immature attitude like the one shown here are the ones who will have every bank charging a % for cash in either direction. You got "furious" because your employer didn't appreciate you sticking them with a year's supply of coins in an afternoon, and it sounds like doing it on company time? So you went out of your way to do something worse, this time wasting your time and another employee's, and ultimately a manager's time? I'd have not only fired you, I'd have banned you from the bank. Buying and maintaining those machines ("the machine broke several times") costs money. Using over an hour of your and the female employee's time not only prevented either of you from doing the job you were hired to do, but was just as real an act of stealing as if you walked over to someone's cash drawer and pocketed a fifty. This hasn't touched upon the fact that a $3000 bag of halves or 20,000 nickels is going to require still more employee and machine time, plus material, to get them in a useful form, and perhaps a charge for taking them back to the fed. And why did your bank incur this $100+ cost? Customer service? No, just so you could make money using their facilities. Sorry to be so critical, but I want you and any others thinking like you to realize the bank is not there for your hobby/pin money. I've searched many a bag in my day, but even when I was several years younger than you, I had a bank officer explain that I could buy all the coins I wanted, and even swap them for different ones, but I couldn't just stand at the customer counter and check through coins. Yeah, the tellers probably even admired the kid who had the gumption to cart around bags of coins on his bicycle, and I even got private access to the bag of silver halves in the vault, as long as I'd replace what I took with other halves. Paying them up to double face for all the silver certificates they could find kept them happy, too. But I'm not 16 anymore, and neither are you. Time to put on your grown-up pants, and at least act like an adult.
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Valued Member
United States
326 Posts |
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Rest in Peace
United States
9104 Posts |
Quote: If I straight up tell them I get the boxes to search all of the rolls for rare coins, and that is all I do, will they become reluctant to give me boxes? or will they happily keep it up? I just dont want to piss anyone off or embarrass myself. If you have to ask whether you're on thin ice, you prolly are. If you happen to be a million dollar depositor, or have tons of money borrowed, they should be tickled to get you all the coins you want, and help carry them to the car. If you're a regular guy who likes taking part of each paycheck in coins, that should be OK. If your sole relationship is getting or dumping coins so that you can make a few bucks by finding valuables, then no matter that the tellers have been told to be polite, you might as well be metal detecting in their flower beds or panhandling in their parking lot. Moderation is the key. Being excessive in any aspect ends up causing new rules that eliminate you and make it harder for everyone else.
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Pillar of the Community
United States
2589 Posts |
''I'd have not only fired you, I'd have banned you from the bank.''
I really didnt care what happened to me, before the dumping incident I had already been passed up for promotion and the branch I worked for hired several less experienced employees for substantially better pay than what myself and several other tellers were getting. No matter how hard I worked at my job I was getting no where with it. I would make more money somedays by simply looking through our branches coin machine and swapping out silver than what they were paying me. In my home town there are no less than eight banks within a quarter mile of my house and neighboring towns have similar numbers. I really didnt care about my job any longer or the relationship I had with the particular branch in question. To me I had nothing to lose, and the satisfaction of disrupting the branches business to gain. -XoG
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Rest in Peace
United States
9104 Posts |
Perhaps you were passed over because "I would make more money somedays by simply looking through our branches coin machine and swapping out silver".
If I could get even a minimum wage job that put me where I could make a substantial side income from finding valuable coins, I would think deeply about jeopardizing it.
Show of hands, how many would work at Coinstar for free if they got first crack at the incoming coins?
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Pillar of the Community
United States
2589 Posts |
Nah at first I worked very hard and was eager to please the bank in any way I could. I would work extra hours whenever asked, I would stay late and help other tellers with their cash box differences. It was only after I was passed up for promotion and discovering that they hired people for a substantially greater level of pay than I for the same job I held that my attitude declined. When you are more qualified and work harder than someone else with the same postion yet get paid less, it proves poorly for your morale.
I only started swapping out silver from the machines after I was passed up for promotion. My boss didnt want me doing it, but by that point I didnt care. Big banks make their money by abusing their customers daily, so I see no real reason in not being able to take advantage of a bank whenever possible. If a large corporate bank actually cared about their customers, they wouldnt be able to be profitable.
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Valued Member
Canada
321 Posts |
the area I live in has so many banks of all different kinds. Technically I'm with RBC but there isn't one within walking distance, on the other hand there is a Scotiabank just on the corner. I use this scotiabank as my dump bank as well as my quarter pick-up bank as there are often american or foregin coins in my quarter rolls from here. however yesterday I had to use a new teller at the bank and she asked me if I had a member card ( which I don't ) she tried to tell me that she could'nt switch my quarter rolls for new ones because I'm not a member..she definately picked the wrong person to tell this to. I briefly explained to her why I was there, what I do and the reasons I do it and man I tell you what an airhead this girl was..I actually had to have her manager explain it to her before she switched out my rolls!
To make a long story short, I'm not a member with any bank..I'm a member with all banks! and there is nothing they can do about it because it's bad business to deny business to any customer, wether they are a member or not..and I'm not above making a scene to get my way lol!
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Rest in Peace
United States
9104 Posts |
<sigh> another immature person giving the hobby a bad name </sigh> "Customers" are people who provide a profit to businesses which meet their needs. Note the emphasis. Someone who comes in, maybe grabs a free cup of kaughy, perhaps uses the restroom, then takes the time of a teller to swap rolls of coins, and feels entitled even though he doesn't have an account isn't a "customer", he's a "nuisance". Then you have the nerve to say Quote: and I'm not above making a scene to get my way lol! As I told another poster, if it was my bank, you'd be shown the door and banned. Banks don't exist for the convenience/profit of coin collectors, and can't afford to cater to no-accounts because they may win the lottery some day and open an account. At one point, a major US bank decided that you didn't even get to see a teller unless you had $20,000 in your account. Otherwise, use the ATM. Would you like to search the bank's incoming change? How about making a split-the-profit deal? Lots of banks don't have customer coin machines, because they're an expensive service to provide. People are willing to pays Coinstar millions of dollars a year for that service. Make yourself useful. Offer to buy silver from any tellers run across, or to help them identify odd stuff.
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Pillar of the Community
United States
2589 Posts |
''Offer to buy silver from any tellers run across''
That only works for so long, in my personal experience the tellers usually wise up and keep stuff for themselves/try to sell it themselves after they discover that particular coins are valuable. I've even offered tellers full melt price and still have had them refuse to sell, simply because they didnt believe me and wanted to try to get more from somebody else for it.
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Moderator
 United States
189969 Posts |
Quote: <sigh> another immature person giving the hobby a bad name </sigh> I agree. With apologies to the OP. 
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Replies: 34 / Views: 4,723 |
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