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 Replies: 35 / Views: 4,669 |
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Pillar of the Community
Canada
3167 Posts |
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New Member
United States
14 Posts |
Wow. I've never rented a safe deposit box, and had no idea they didn't offer any guarantees on the contents. And the idea that the OP would rent one and find it was SOMEONE ELSE'S is just...I sure hope that's really a rare occurrence.
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Valued Member
United States
447 Posts |
What was in the box? (Other than their stuff)
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Pillar of the Community
United States
4333 Posts |
Quote:
Wow. I've never rented a safe deposit box, and had no idea they didn't offer any guarantees on the contents. And the idea that the OP would rent one and find it was SOMEONE ELSE'S is just...I sure hope that's really a rare occurrence. There's no way the bank can practically guarantee the contents. I can't even easily get homeowner's insurance for a coin collection, without an expensive appraisal. When I listen to LED ZEPPELIN...so do my neighbors...
Roll hunting since '77
Dirt fishing since '72
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Pillar of the Community
United States
592 Posts |
I have multiple boxes in different banks in my area. The policy for lost keys is Under No circumstance will they make more keys. The bank has 1 key; they give you 2keys. That,s it. If you loose your keys You Pay a locksmith to come & drill the lock out of you box. They then install a new lock with keys. Where did this happen?  |
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Bedrock of the Community
United States
19969 Posts |
Man, I would have said "no thanks" and took my business elsewhere. No way I'd chance them doing the same thing to me.
Lincoln Cent Lover!VERDI-CARE™ INVENTOR https://verdi.care/
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Pillar of the Community
Canada
3167 Posts |
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Pillar of the Community
 Canada
1005 Posts |
If you loose one key they get two new ones made for you to pick up.
For some unknown reason I rented the new ones? Ooo snap!
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Pillar of the Community
Canada
1005 Posts |
Torn and frayed,
The box was full of what looked like a whole bunch of forms, files, records, CD's, backup disks, and lots of it.
I did not really look into it too much.
Taking anything would've been fishy and they would've known it was me.
That said though it really isn't all settled yet. They had the replacement keys made and could've already entered unknown to me or the owner.
I've left the country, vacation time, and when I get back I'm making an appointment at that bank.
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Pillar of the Community
United States
561 Posts |
I just don't understand why you would even consider trusting this bank with protecting your valuables. At best they have some very lax and/or poorly thought out SOP's. There is really no reasonable explanation for something like this happening and given that anything that goes missing from your box will not be replaced by the bank this would be more than enough of a reason for me not to rent a box from them. In fact it would be very difficult for me not to pull all of my business from them.
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Bedrock of the Community
United States
17884 Posts |
Quote:
An extremely rare set of circumstances has happened for me to have this experience.
(2005p non mag in the first set I checked was another one)
The owner of the box #227 lost the key.
The new keys were made. (that explains the extra set of keys) Shouldn't matter, the two locks on the box should be different and they should not have a spare key to make a new key from. If the owner of #227 lost his key they should have had to drill the lock. If the bank had a spare copy of YOUR key it would leave themselves open for charges of theft from the box. For that reason they don't have spare keys. What could have happened was the previous owner closed out his box and returned the key, but didn't bother to empty the box and just abandoned the contents and the bank never checked to make sure it was empty before re-renting it. If the bank DOES keep spare keys then you DON'T want to rent there. |
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Valued Member
United States
307 Posts |
Conder101's explanation seems to make the most sense here.
I dont really understand the need for Bank Deposit boxes except perhaps for wills/trusts/deeds/stocks or other paper documents, but even those have digital copies someplace these days.
If you have a safe in your house you can get robbed just as easy as someone could force you to go to the bank and retrieve your valuables from a box. The key to not being robbed is making sure no one knows what you have.
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Pillar of the Community
United States
950 Posts |
Wow... Like many others that have commented, I would not feel comfortable leaving things there.
I'm sure it was an honest mistake, and it would likely never happen again... but still.
I would need to be sure my things were securely stored in a different bank before I could get any sleep.
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Previously Banned Member
78 Posts |
The bank is only as safe as the people working there. I prefer to keep my stuff close to my person at all times, or at least close.
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New Member
Canada
7 Posts |
wow big mistake. the bank is lucky you are an honest person.
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Replies: 35 / Views: 4,669 |
First Page
Posted 05/05/2013 09:07 am
