My coin collecting history is short. Six years ago, I
started buying 20 for 20 coins because my wife bought me
one and I said - hmm silver. Then I slowly started
collecting dollars, 50 cent pieces and varieties and
errors. Now I like everything going. I am less into the
non circulating coins now, but purchase some ongoing
themes, silver dollars mostly. They are new now but will
age and carry the history of the day. No need to be a
snob about what you collect. Some like tokens, dark and
brown, others like toners and pay a huge premium for
bullseye pattern neon colours.
NCLT is just another type of coin with a newer date and
proof or specimen features. A metal planchet is squished
between two dies in a collar. The value of some NCLT
goes up, and some is later worth melt, the value of some
circulation coins go up (1945 dollars) and some are worth
melt (junk silver, late 1960s lower grades).
The trick is to love what you purchase and realise that
you are not getting rich off this collecting hobby. You
end up with a bunch of metal discs in a box, dull,
tarnished or shiny. In the grand scheme of things,
one hopes that they can be sold for approximately what
you paid, but in most cases you or your descendants will
get half.
Buy at 1/2 of trends if you can, some say 70%.
B&M stores must be tough to keep open,
ebay or on-line
seems like a better sales solution but oh the return
policies and ripoffs, claims and shipping BS. I buy
mostly from one retailer who has discounted coins on
sale. I find some Local Coin Shop owners ask too much
for sales (full trends) and offer too little for trade or
purchase (half).
Biggest threat to this hobby is the bank card and phone
apps, with no coinage circulating, there will be nothing
to collect eventually.