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Hard to believe that coin is 22 years old this year and is still relatively cheap!
I used to see rolls of them now and then but they've kinda dried up the last few years.
They are sorta like 50-D nickels in that the entire mintage was gobbled up by speculators and they are still waiting for the market to take off---- someday it might!
I have a few of these so might be considered a "speculator". I like them all because the quality of them is very high and almost none are ugly but I especially like the very high grade examples with creamy surfaces and solid strikes.
Most of the low mintage coins made since 1931 have all ended up in the hands of just a very few people and this certainly applies to the '50-D 5c. These individuals simply acquired as many of the coins at time of issue as they could and ended up with many thousands, and in some cases hundreds of thousands acquired for face value or close to it.
But the '96-W is different because it virtually passed under the radar and was very widely distributed. Few people acquired more than five examples at issue and these cost significantly more than ten cents each.
That makes this issue virtually unique in terms of its market; it is a low mintage modern with no large hoards hanging over the market. These hoards work to suppress price increases because owners always sell into strength. Every time the price starts higher there is massive selling and the apparent supply swamps the new demand. This won't happen with this issue.
The reason for the low price is simply because so few people collect clad dimes. But this is changing and at some point new demand will simply force existing holders to sell their coins.
I think the future is very bright for this coin.
Time don't fly, it bounds and leaps.