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PCGS uses just the bottom lines, excluding the very bottom line since it's incomplete as part of the design. NGC just says "all the horizontal lines on the bell must be distinct."
That was the point made at the PCGS intermediate grading class I attended this past Sat.
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The coin must grade MS 60 and there must be no break in the continuity of the lines. Although generally designed to denote the strength of the strike, rather than the condition of the coin, I think the dings on the left of the bell would clearly disqualify this from FBL status...
This coin and scenario were similar to one of the examples used in the intermediate grading class. There was a hit that interfered with the continuity of the bell lines so the graded example didn't get the FBL designation.
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The two hits that break the lines make it a no for me.
Agreed, and for the top two grading companies as well.
For whatever it's worth to everyone, the instructor pointed out the depth of the obv. design is more likely to affect the upper set of lines. One reason for this is because of metal flowing into the obv design can hinder metal flowing into the upper bell line area.
Words of encouragement are one of the major food groups.
We need to consume them regularly to thrive and grow.