I do not have a "preferred method of payment" on file with
ebay. I am paying as I always have with my paypal balance at checkout or I can check off credit card or bank account ect. I am tired of adding a preferred payment and then going in and deleting it after that transaction has cleared.
So now I have a red icon on my selling page stating "no preferred payment on file".
For me I have always been able to pay with Pay Pal, nothing changed til
ebay started this new "preferred payment" on file.
What I do is, if I bid on an item or send a best offer to a seller....if I get that pop up asking to choose a preferred payment to be linked before it lets my bid or offer go through, I hit the back button. Seller looses out.
The other thing I am wary of is if say someone hacks your account, they can spend freely since your "auto Pay" is enabled. ( this auto pay links your Pay Pal/Credit card/bank balance for future purchases.
I like having the checkout screen pop up when I choose to pay and I decide what form I am going to use for payment.
Until they decide it is mandatory, I am not choosing a "preferred payment" to be on file.