Just An FYI - Charlton Standard Catalogue Of Canadian Government Paper Money

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You are assuming that the sheets(prefixes) were all serial numbered & fully issued. As John100 alludes to, we have to discard our old notions that all prefixes were issued equally & they were sequentially numbered #0000001 to 10000000. The numbering (& prefix) system could have started high & ended low (as many countries do). They could have easily started at the FTH prefix & ran out of the Macklem Carney sheets as they approached FTA (or some other prefix). We just don't know.

A similar situation occurred with the 2003 (Journey) BER prefix. More 2004 BER were recorded in the SNDB & the SNDB was launched due to the discrepancies discovered in the varying prefixes. This has also happened/been observed with the 2004 HOH $5 (more 2005 HOH observed- mostly inserts) & other prefixes (especially change-overs). And this is one of the reasons I was surprised it took Charlton so long to acknowledge the M-C FTH (actually rating the M-P FTH as more scarce in earlier editions).

I'm also a little surprised that they knocked the M-P FTH down to $17 in G-Unc too as these were plentiful but not as common as the W-P FTN ($60 in G-Unc). That's a real head scratcher!

All the BOC cares is cost of production and a certain level of security

I feel the same. Insert replacements are very random with no rhyme or reason. I prefer collecting the old asterisk or X replacements.

As for the 2024 Charlton catalogue, I have updated all of my spreadsheets with the new catalogue numbers. My denomination collection had a minor increase of 1.4% with the few small changes coming from the older series (1935, 1937, 1954 devils face and modified)

My 1973 prefix set was virtually unchanged with the exception of one note. *OL dropped in value by $25 witch decreases my set by 0.185%. I expected an increase in test notes but none were made.

When comparing the 2023 and 2024 catalogue, I found the only changes were to the super rare stuff. 1937 $50 Osborne for example. Overall changes in the book are very minor.

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John100 really sums it up nicely (I believe). Back in 2014, I wanted to upgrade my 1935 set but almost everything listed on ebay was sold by US sellers in USD. And the majority of the US sellers used Charlton (or the SCWPM) as their guide. That meant that most 1935, 1937 & 1954 DF's were 30-40% higher in reality than the book. So, I waited & waited until another year passed (with few acquisitions). About 2-3 years later I realized I had to dismiss Charlton b/c it simply did not match the market place for the first 3 series. Besides special # (which are off too), Charlton is pretty close for the Modified & more recent series.

A lot of US collectors snap up Canadian notes b/c they're pretty cheap for their rarity (& many US collectors know they get a good "bang for their buck" exchange on our colourful first 3 series). That's why I wrote my predictions (thinking the pricing panel & editor would finally acknowledge where they've been dragging their feet). I understand they like to be conservative with their BV/tables but I think they're "erring on the side of caution" a little too much. This is good for the dealers but terrible for the avg collector (who may be looking to sell).