Should We Still Order From RCM ?

It's not that I know absolutely nothing about it, it's just that I don't buy it and no way less about it than NCLT and, indeed, circulating. It's just easier for me to say what I did than try to explain my extensive or not-so-extensive knowledge on the topic. I just know a lot of people who invest - or try to - in bullion. My view is that NCLT is less for investing than bullion but, like everything, this is arguable. There are certainly examples where NCLT coins have been extremely good investments, just as there are examples to the contrary. But this is far too long of a conversation on such a trivial thing already.

And don't worry about me. I don't get offended that easily. :)

I too have read all the posts and find all the perspectives interesting. My anecdote from the wasteland south of you - I bought a 1971-S Eisenhower proof from the US Mint as a kid, and paid $10. 42 years later I can still get one for less than $10. Good investment it was not, but I still enjoy having it. For me, the best return on investment occurs with my children, because they get them all for free. :) Just as my grandfather did for me. Hope I'm not diverting the discussion, but no one has mentioned the generational aspect. Anybody buying RCM mostly to pass down to your kids?

@ kbbpll my son who is 14 next weekend will get all my coins barring any financial emergencies. He's pretty thrilled. In the meantime I get to be surrounded by Art & history. This has been a most active and interesting thread, to my late night confused ponderings. Sometimes I lose my way, especially in these times of economic unknown. I especially like the university students posts. It takes me back to the past 2 yrs of coin roll hunting. I still have oodles of Commemerative change around the house, it was when we had the most fun. Then I got into collecting silver coins, and listening to all the talk about prices dropping like a new car off the lot. Then is when I started to wonder & worry. After reading this thread I'm happy again and I'm enjoying my silver again. It could also be a mid life crisis thing. Like SPP indicated, most hobbies are expensive. I can't imagine spending $100 on a day golfing, but then I'm not a golfer either, at the end of the day I still have my coins. The golfer may have sore feet/back and an empty wallet. It all depends what brings you pleasure. When I was younger I spent tons on my horses. Now my horse is buried, and all I have is memories and a saddle. Plus coins and books are my only vice. Kudos to everyone for helping me find my way. I honestly thought I'd get 4 posts max!!

@kppbull Someday, when I have children, it will be nice to pass down my coins to them. As I am young and don't have children, I'm mostly focused on myself. I do enjoy buying coins as gifts for my older sister, as she is a collector as well.

Well, it depends on what's for you an investment. For me, it was a good investment. Why? Because if you would haven't bought that coin, today you would have nothing. No coin and no $10 bill neither. It's like putting money in a Piggy Bank, isn't considered an investment? Not all investments will return you a profit

@ Gilles & Louison I forgot to Extend a hearty Welcome !! I really enjoy the common sense, and perspectives both of you have brought to this forum. To Louison I feel you have a strong sense of who you are and why you collect. Such wisdom is refreshing to see in someone your age. It's too bad some other people don't show your maturity level. I look forward to further posts from both of you, Gilles & Louison your posts are refreshing.

@Gilles, pocket change 50 and coinzchange

Thanks for the welcome, guys. I'm just glad to be here.

And to Gilles, especial thanks for your kind words.

I just think collecting should be fun. If your collection appreciates, that's just an added bonus. If your collection plummets in value, at least you have nice looking coins. An investment implies cashing in that investment, at some point in time. I don't plan on ever selling any of my coins because I love them all far too much. I don't care what anyone offers me.