I have this 2022 D Nina Otero Warren Quarter with one of her fingers on the reverse that is 3/4 split. Someone said it is from a hit but I sure don't see any hit marks on it and it is straight out of a bank roll. The quarter is in super nice condition with the obverse in MS and the reverse shows couple of very fine scratches on her knuckles but nothing like the split in the finger. How does this even happen?

