Insurance

My personal collection is in a safe deposit box. I keep my 7099 at home (probably not a good idea) but I find it a pain in the neck to go to the bank every time I get a new coin. They are Large Cents and the collection is getting larger so I will probably take it to the box. A little inconvenience, big deal.

For someone who has the Wood Hughs Ins. Service with ANA.

Am I correct in that the Hugh Wood policies ( like the Silver and Gold) only covers when the coins are at home or at the bank ( gold also covers when in certain mailings), but none seem to cover the coins if you are taking them some place other than the bank or home.

Does the gold policy cover them to and from Post office?

Does either cover if you take them to a show or club meeting? I like to take special coins to our club meeting, and have wondered what happens if someone with a weapon enters ( public meeting) and demands them.

Thanks

Jim

Here is the info from Hugh Woods

VAULT
This policy only insures the collection whilst within a named bank or safe deposit (SDV)
Covers your collection against 'all risk'. This includes fire, theft, natural catastrophes, water damage and accidental damage.
Only requires you to schedule single items that are worth in excess of $10,000 each.

BRONZE
This policy insures the collection whilst at your residence premises (as detailed in the application form) only.
Covers your collection against 'all risk'. This includes fire, theft, natural catastrophes, water damage and accidental damage.
Only requires you to schedule single items that are worth in excess of $10,000 each.

SILVER
This policy insures the collection whilst at your residence premises and/or named bank or safety deposit, plus carrying the collection between these named locations only.
Covers your collection against 'all risk'. This includes fire, theft, natural catastrophes, water damage and accidental damage.
Only requires you to schedule single items that are worth in excess of $10,000 each.
Provides for up to $ 50,000 (or your limit of insurance, if less) in transit between your residence premises and the bank or safety deposit.

GOLD
This policy insures the collection whilst at your residence premises and/or named bank or safety deposit, plus cover anywhere within USA/Canada.
Covers your collection against 'all risk'. This includes fire, theft, natural catastrophes, water damage and accidental damage.
Only requires you to schedule single items that are worth in excess of $10,000 each.
Provides for up to $ 50,000 (or your limit of insurance, if less) for personal transits or mailing by registered or insured USP Services within USA/Canada.
This policy can also offer increased limits for traveling and shows (to a maximum of an additional $ 50,000).

Thanks OneJinx for the info.

Jim