Banks Charging More Than Face For Rolls

Thanks for the replies. Sounds like family can help bridge the gap and help you spread the coins (purchased and returned) over more banks. Not too much of an option at this point.

My main bank is crazy with fees, if I didn't have everything already set up through them they would be on their way out the door. Although on a positive note, they do serve as a dump bank fairly well, so I can't complain about that. No charge for that yet.

I may consider opening an account at a bank that can offer coins at no additional charge. That may be my only option at this point. If I have to pay more than face, I might as well just start buying single coins to fill the album, not quite the same "found it" felling though..

I was at the one bank today that I have purchased coins at face before, I was at the counter, talked with the teller and as she was half way to the vault she turns around and said, I have to tell you that we charge for coins, $0.25 per roll. That was the end of that order. I think she may have been thinking. I really don't want to haul this stuff out of the vault, so I will actually enforce the charge. No big deal, it was a legitimate charge, I wasn't a member, one more bank off the list.. Now where can I find a free checking account somewhere...

Try your local credit union. My savings and loan are not charging yet but they limit me to 5 rolls of coin they will take at a time.

True, and it will only get worse for roll hunters. This is the time to enjoy roll hunting because it will eventually come to an end.

I cant find any bank that is willing to give me coins from their counter machine, but, I get a box a week from my TCF branch and usually a box a week from a Wells Fargo too. They used to give me a hard time but not as much lately. I have noticed that it really all depends on how you approach the teller.

This is probably a case where the larger the area that you live in the better the chance that you don't have to pay a premium. Within a 20 mile radius I have about 250 banks, and that is probably the reason why I have never had to pay a fee.

One could compare this situation to a fast food place. Yeah, drink refills, ketchup and napkins are free, because most people take just a few per visit. If you ask for 50 packets of ketchup, 20 drink refills and 200 napkins a day 3 0r 4 times a week, it will cost them more than they make off of your business. I completely understand why banks charge for coins. I dont agree with it, and I dont pay for them myself, but I understand.

I've never heard of banks charging a fee if you want a roll or two. That doesn't seem right. However the comments in this thread are true. I've never had to pay over face if I ask for a roll or two, but I never ask for a lot at one time.

There are some roll hunters that have abused this and everyone is starting to pay for it. Some people don't know what moderation means. They think they've discovered a get rich scheme and are trying to get something for nothing.

Banks are fee crazy. Some banks feel like they deserve to make billions in profits for whatever reason and they're soaking the public for their stockholders. It's pure greed. It's understandable why some banks don't want to go the extra route for a non-customer tho. I've dealt with friendly and unfriendly tellers when asking for certain coins but that may be just a matter of what kind of person they are.

Like others have said, non-fee roll searching may be coming to an end.

I am a member of two bank because I am considered a student so no charges.