Key Date Barber Dime , Full Liberty?

For starters, you paid $16.99, see the below link to the ebay listing you purchased. Your coin will not make fine, note the flatness and lack of separation between the lower leaves of the wreath and the forehead. I would want more detail there before I would grade it fine.

http://www.ebay.com/itm/221862889246

As for value, please see the following;

Yours is a little nicer than this one, but not much nicer, and this was $6 cheaper.

http://www.ebay.com/itm/371425068465

This one has more meat than yours by just a smidgen, and cost $1.50 less. This is my favorite out of all of these for the price point.

http://www.ebay.com/itm/252047333447

Also more details than yours, and $1.50 more total, probably a technical F15. The best "deal".

http://www.ebay.com/itm/261994628194

This one is pretty similar with maybe a few hairlines, sold for $5 less.

http://www.ebay.com/itm/261973860672

After a more comprehensive analysis, I would place a value on your coin around $13-$14. I do not know where you are getting $25 from.

The following coin sold for $34.75 and looks to be about VF25.

http://www.ebay.com/181825797583

At the end of the day, all that really matters is that you are happy with it, and you seem to be.

@cartwheel
I appericate everyone's opinion , but it seems you are trying to make me look stupid by going and finding the lowest prices these coins are selling at rather than averaging out what the last 5 or 10 have sold for .. You will come up with about 25 bucks ..
Besides that pcgs say if a coin is an inbetween grade you add the value of those two grade and divide by 2!!
Vg=8 bucks plus f12=50 bucks divide that and you get 29 !! That probably high retail but come on man ..
Don't try and make me out to be a fool , I know how to search out past auctions same as the next guy ..

It's awfully close. Agree that most dealers (except Jack Beymer) would grade this F-12.

In the absence of any other information, the coin is worth what you paid. ebay is a free and open market and absent getting lucky on a bad picture or poor listing, things tend to go for what they are worth. 1000's of buyers looked at that coin and had the same basic discussion as here - hmmm, not quite a Fine...or is it...and they bid accordingly.

There's a lot more to a coin than technical grade. With apologies to Cartwheel (who makes a good point that there are lots of coins like yours in the same technical grade going for less), most of the coins he listed lack eye appeal so there's a reason they were a little cheaper in my opinion. Your coin has nice eye appeal. Whether it is a VG10 or an F12? Interesting discussion, but how important is that in the general scheme of things? Not very. Whether it is worth $17 or $10 or $25 or $50, unless you are going to turn around and resell it - which is the only real way to know for sure - I would just enjoy it for what it is. A nice silver 105 year old piece of history.

@kenkat

You are exactly right it is only worth what it realized the last time it was purchased ..
Whether vg10 or F12 I felt like I made a good buy..
As far as cartwheel I'm sure he probably meant no disrespect I just felt like he wAs low balling the value of the coin when yeah some similar have sold for less than I paid , while others have sold for alot more .. I believe that averaging out what a number of similar coins had sold for would give a more accurate value than going by the lowest or highest amounts .. Thats how I came up with the 25 bucks that he strongly disagreed with ... At the end of the day value really doesn't matter as I plan to keep this coin I was just curious what would be a fair price or going rate if I was to say sell it to upgrade ..
Anyways I appreciate everyone posting and everyone's opinion, regardless if I agree with it or not .. Lol
Some times we just have to Agree to disagree !!

that this is somewhere in between VG-10 and F-12. I has more meat on it than a VG-10, but the letters are too weak for it to be an F-12.

I'm not sure about the naked eye part , I can't clearly see all the letter on the 2 graded F12 dimes I own , I'm sure with Barber quarter , halves one could but those letters are really small on these dimes !!
After comparing it to several graded dimes graded f12 online and the two I own , I believe it would grade Vg10 even though all letters of libery are there !!
I think it's possible that on a good day a TPG would grade it F12 because like others have stated it's a inbetweener !!
Here's what's the ANA grading standard says
Some details show in hair,cap and face features .. All letters in liberty are weak but visible , upper row of leaves outline but bottom row is worn smooth ..
Reverse
Details in lower leaves plainly visible , bow outlined , letters worn but clear ...
Going by ANA standards one could argue that it was a fine12 ..