High Dollar Raw Coins Questions

95-O in 63/64PL would be huge. PCGS only graded 3 total in that range. I'm highly skeptical.

You needn't take a dealer with you, just look at a grey sheet and knock off whatever pecentage a dealer might, and you will know what a dealer would pay. As long as you are confident about your grading skills, you guys are too far apart. Walk away. If you aren't confident about your grading skills, walk away and go to an auction house and pay for a certified coin. This could be a very expensive lesson if you cannot measure a PL's reflective capacities.

They did it either by posting good pics here for a consensus OR they had the experience and confidence mixed with a little guts to pull the trigger themselves.

I have an idea. If you do have a closer relationship with him ask him if you can get a consensus grade from ccf. Have him check out the thread and ask if he will posdibly sell based on what we grade it as. But if we grade them higher it may work against you. This is a tricky situation.

Sometimes you just have to walk away. Sellers ALWAYS over grade raw coins. They are thinking best case scenario. Tell him straight up what you feel the grade is and offer him retail at that grade. He is not going to sell them to you at your more realistic grade and at greysheet. Don't be antagonistic,confrontational or insulting, just explain to him confidently and authoritatively, that you grade the coins at "this" and you feel the comfortable at this price. Explain to him that if he got them graded at his estimate, you of course, would be more than happy to adjust your offer accordingly. If he disagrees, there is no guilt in walking away from a bad deal. Don't think twice about it.

He maybe able to convince some other sucker non-learned person to believe his grade, only to have PCGS grade it at your MS-60. He makes his money, don't begrudge him that. Just make sure the "sucker" isn't you.

EDIT: Raw coins need to be graded "in hand". People here are knowledgeable, but none of the real knowledgeable people would be willing to cost you several thousand dollars by attempting to accurately grade a high value coin from a picture on a forum.

I only see one problem. They are not graded by a TPGS. For that amount of money, I'd say get them certified and graded. For all you know they may be fakes.

Grade and/or condition does not need to be discussed at all when making an offer for these or any other coins. Discussing grade and/or condition does nothing but put the buyer and seller in two different opposing camps.

If you only talk money, then you won't set up quite so insurmountable a barrier between you. You do need to be confident in the offer you make and you do need to have a good idea of grade NOT based on sellers opinion. If you need to be "safe" in your offer, that's the best thing and will give the seller an honest opinion of what you believe the coins are worth to YOU.

I've bought many collections from collectors, collector's heirs, hoarders, silver stackers, and about any other "category" you can think of that would have coins to sell.

The one thing I can absolutely guarantee is that the more complicated you make it, the more problems that can evolve. Doing a deal based on a supposed TPG guarantee, or another dealers opinion, or any of the other possible options (with the exception of pictures posted HERE) only allows for more problems to develop.

Make an offer. If it's good it's good, if it isn't, you know.

Well said mox