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I Thought The Teller Was Joking, But I Can't Spend $2 Bills

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Pillar of the Community
United States
998 Posts
 Posted 10/08/2015  12:01 am  Show Profile   Bookmark this reply Add n9jig to your friends list
I had tellers at my banks tell me they had only seen a Duece once or twice in the several years they worked there. There is so much less cash going through these days they just don't get them enough to be familiar with them.
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 Posted 10/08/2015  02:20 am  Show Profile   Bookmark this reply Add Bertensgrad to your friends list
I get a bit inpatient myself. I would had probally ask for a manager immediately after being declined and wheter she was serious haha. I may ask her why first but generally manager. I getting in my upper twenties and at the point where younger clerks annoy me haha.

I also go quickly from manager to general manager to district manager to corporate. I usually don't ever have to do this with banks but I had to do that when they changed my free checking account to pay without telling me and started charging $8 a month. I went straight to the bank manager and then corporate who told me he was wrong and it was simple just to switch the account type over to avoid the fees lol.


The big thing to realize is sometimes small manager make policies that run counter to corporate policies to save time or effort in odd ways that hurt the bottom line while trying to increase profitability on paper
Edited by Bertensgrad
10/08/2015 02:28 am
Valued Member
United States
214 Posts
 Posted 10/08/2015  04:36 am  Show Profile   Bookmark this reply Add teo2015 to your friends list
First I heard of a bank teller not accepting them. Convenience store clerks I could see, but the banks know they are real.
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56855 Posts
 Posted 10/08/2015  04:50 am  Show Profile   Bookmark this reply Add John1 to your friends list

Quote:
While Legal Tender rules do not apply here

Why not?
John1
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United States
16679 Posts
 Posted 10/08/2015  05:02 am  Show Profile   Check vermontensium's eBay Listings Check vermontensium's eCrater Listings Bookmark this reply Add vermontensium to your friends list
Ask for the branch manager..if he says no, secret service.
They have to accept them.
swcoin.ecrater.com
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1325 Posts
 Posted 10/08/2015  05:47 am  Show Profile   Bookmark this reply Add shadz to your friends list
SSK you jsut hae some very terrible banks where you are. I don't remember how old you are or if you said in any of the other thread, but you or maybe a parent needs to go into these banks with you. sometimes a younger person gets treated like trash because banks are jsut jerks as mentioned in your other recent thread. Adults might intimidate the teller a bit more than anyone they THINK is younger and naive.

But for all I know you play center on a football team and could benchpress Walter Peyton so you might not need the help of someone else. If that is the case I misunderstood the "kid" part of your name
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 Posted 10/08/2015  05:58 am  Show Profile   Bookmark this reply Add fistfulladirt to your friends list
Why would anyone voluntarily deal with a bank to begin with?
When I listen to LED ZEPPELIN...so do my neighbors...
Roll hunting since '77
Dirt fishing since '72
Pillar of the Community
1325 Posts
 Posted 10/08/2015  06:12 am  Show Profile   Bookmark this reply Add shadz to your friends list
Well not everyone has a CU, and you can't deal with the Mint or FRB on ANY public level to get money at face value. Banks are given that ability, and hold some responsibility with it, but they refuse to shoulder that responsibility that comes with the government saying their entity, "bank" gets special treatment like the support given to the USPS.

IF the government decided that the FRB was to take over banking for normal things like checks and such and distribute cash directly to banks, then banks would lose their entire business and shut down. Ergo the duties banks have but no longer perform are already there to protect them under the New Deal setup of the FRB system to reduce work load on the Mint in distrubting the money they made.

IF anyone could do without banks, there wouldn't be anymore and the world would be a better place for it. Sadly they are a necessity in the modern world.
Bedrock of the Community
United States
11951 Posts
 Posted 10/08/2015  07:00 am  Show Profile   Bookmark this reply Add GR58 to your friends list
It would have been interesting to know why the teller would
not take the bills.

SSK ... do you have a account with that bank?

I have seen banks not want to deal with people that
do not have accounts.

People ....are different.

Some tellers might be annoyed by someone coming in
and always doing something unusual.

Some tellers don't mind and can be willing to help
the collectors.

I bring my bank tellers donuts every once in a while.
I also tell them what to watch out for, and offer
to purchase from them, if they find any silver or
collectable bills.

Many times there will be two or three tellers wanting
to show me what they have.

--------------------------------------

My suggestion would be to talk to the teller, find out
if there is some problem. And try to go into the banks
when they are not to busy to help.
Rest in Peace
United States
18456 Posts
 Posted 10/08/2015  08:48 am  Show Profile   Bookmark this reply Add T-BOP to your friends list
I would have gotten so mad I'd rip the two dollar bill in half right in front of her, and said OK here is two singles; can I please purchase a roll of nickels ?
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 Posted 10/08/2015  09:01 am  Show Profile   Check captainrich's eBay Listings Bookmark this reply Add captainrich to your friends list

Quote:
I would have gotten so mad I'd rip the two dollar bill in half right in front of her, and said OK here is two singles; can I please purchase a roll of nickels ?


I agree, T-BOP, but I would also place my right hand inside my coat to imply that I might have a weapon.
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United States
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 Posted 10/08/2015  09:29 am  Show Profile   Bookmark this reply Add Imthealphaomega to your friends list
I agree with the younger generation like teens and early twenties not knowing older currency. I sometimes pay for my dinner from Wendy's on Friday night in halves and I am sometimes asked by younger kids what are these? I say they are half dollars or 50 cent pieces they are real. I always get a look like I have 3 heads. I am scared some days for the future of these kids, its kinda scary.
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United States
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 Posted 10/08/2015  09:53 am  Show Profile   Check captainrich's eBay Listings Bookmark this reply Add captainrich to your friends list
Imthealphaomega, I think sometimes the confusion by the cashiers is a result of not knowing what cash register tray to put the halves, dollar coins and $2 bills into.
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 Posted 10/08/2015  09:59 am  Show Profile   Bookmark this reply Add jbuck to your friends list

Quote:

Quote:
While Legal Tender rules do not apply here
Why not?
Because it is not settling a debt. It is a pending purchase (or exchange), the debt has not yet occurred.
Pillar of the Community
United States
998 Posts
 Posted 10/08/2015  11:15 am  Show Profile   Bookmark this reply Add n9jig to your friends list

Quote:

Quote:
While Legal Tender rules do not apply here

Why not?
John1


Legal Tender only applies to a debt, not a purchase or currency exchange.
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