1913-S Half Eagle Opinion Please

Sorry bout photo. How's this one?

Tough call. This one is known for a poor strike, and the areas of primary interest aren't perfectly clear in the images.

These things go through the roof in Mint State, but aren't uncommon in circulated condition. I'm thinking AU55.

The places to start with Indian gold are the headband and eagle's shoulder. These areas aren't sufficiently clear in your images to make any precise determinations; I'm going based on what appears to be a little wear in those locations.

Prior knowledge goes a long way with coins like this one. Knowing that it's a real rarity in Mint State, one would be a bit leery of a raw example offered on Ebay. Yes there are a few old-timers out there who still offer such coins raw, but when a coin's value quadruples between AU58 and Mint State, you can figure that a seller would either want the coin in a Mint State slab or offer it raw on the chance that buyers might consider it Mint State anyways.

If I'm reading the images correctly, this is about a $500 coin in a PCGS slab.

It looks pretty good. I think it made thge MS grade.

I know I go on this schmeal a million times, but to me it all depends on the luster. I can't tell how much is remaining from the pics. Does it cartwheel in hand? I don't see any discernable wear, but it's very difficult to tell. Really though, I've owned a dozen AU-55 TPG certified indians, and very few of them had luster while there was a large variation in remaining details. 58s tend to have some field luster, but not too much; where as MS examples have full cartwheel affects. This is because field luster imho is one of the first to wear on circulated indians due to the design style.

Johnny, I'm not familiar with the term cartwheel. Can you elaborate? I assume it means; does it luster under light as you turn it?

Exactly. Luster will rotate around the coin as you tilt it in light. If all you see is hairlines in the field, it's definitely circulated.