To determine the accurate value coins are graded according to their wear and condition. On some, depending on rarity this translates into the thousands of dollars for a Uncirculated coin or to mere silver melt value for a slot machine beauty. For example, what is the mintmark on the reverse, near the bottom? None, CC or O or S will list in Mint State for Philly(none) as $90 the O and S for hundreds ant the CC for $24,000. That's why pix are important. Also, Morgan dollars are quite counterfeited, especially the rare issues such as the 1889CC. Hopefully yours doesn't look like mine:
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