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Not sure why it is so hard to believe it was dropped by a WWII GI. The point that it was AU/MS at the time. So? It was a quarter. You are telling me that if you had a brand new quarter in your pocket and you were marching through the woods that it would concern you if it fell out? No, it would not. And in 1943 a silver quarter was no different than the clad quarter in your pocket now.
I metal detect and have found 1940's and 1950's Washies that were dropped in MS/AU condition. They came out of the ground 40 years later much the same as they went in. This coin would have needed
extraordinary wear (despite the cleaning) in it's two years of circulation to have been dropped in 1945 or before.