$20 Dollar Notes Question

That is a pretty loaded question Roller..... I really don't think that there is a one size fits all answer.... Basically, a good number of factors determine rarity/value which include:

Signature combinations, series date, condition, special serial numbers, print populations, general popularity, etc, etc.

Counter-intuitively, the sole aspect of age does not generally equate to collectability or value.

I see, but that is just my opinion though..... I can see how a lot of folks might have their own year limit for notes.... (in which case it might depend on their pocket limits as well).

It all depends on how a collector is collecting. Myself, I try to collect by series year and all denominations and types.

I really don't care about nationals, stars, fancy numbers etc. I'm happy with any note I'm missing that will fit in the collection and has good eye appeal.

I'm just as happy collecting the current 2009 series from both FW and DC, when I have all the denominations the collection will be complete. It may only be worth face value but I don't collect because I'm trying to make money off my collection, I collect because I like to, and if it turns out that what I have is worth more than what I paid, well that's ok.

So for me age means nothing, I realize that nice current notes aren't worth much of anything but it fills in the holes in the collection.
Bill C.

I have these $20's which I bought above face value for "my collection".

Billcollector is correct, I have said it and others have said it here as well - collect what you like.

Fwiw --There are dealers that have ChCu full straps (100 notes) of currency or partial straps of high denominations etc going back in time. Recently I was going to buy some straps of 2003A $2's for around $375 ($200 in face) and one collector told me not to pay too much for them. Those same straps can be purchased for around $240 to $275 depending on district.

Yes there are rare ones and you have to do your own research and understand WHY it is so.

OK,so I went back to my bank and picked up this....sell it or spend it?

I call these a "savings" account note. It would take more effort than it's worth to get a decent premium.

Put it back until one of two things happen:

1) Someone offers a premium.

2) You run across a great deal, like a silver dollar for 20 bucks, and lucky you, you just happen to have $20 cash that you'd otherwise have frittered away.

Sorry if you think I was looking down on you or anyone else, that was not my intention. Also sorry that you don't have a horse, many of us don't, including myself.

One thing I don't do is try an profit off my fellow currency collectors. I'm here to learn and help other collectors when I can, not profit off them.

If you check out some of my older post you will see that I've even given a lot of currency away to other collectors at no cost to them because it didn't cost me anything and I was just passing it on to help them out.

And please don't think I just go into my pocket and pull out a wad of cash when I want to add to my collection, I have to save for what I buy. I make my money by working for it, then spend it with other collectors or dealers for what I want.

If I'm not mistaken there is a section for buying and and selling, if all you want to do is profit off of us currency collectors why not try there. Please don't think I'm trying to tell you what to do, I'm not, I'm just offering suggestions that may help you, and if you really need to know what a note is worth try checking e bay, that's about the most up to date source you will find as to what people will pay for stuff, in fact I'm still looking for about 20 modern small size notes, who knows, if you have what I'm looking for or need I just may buy it from you. But I may have to save up for them in these hard economic times.

BTW,
What do you collect, maybe I have something that you could use, I have a lot of stuff so you never know.
Bill C.

I collect U.S. cents and nickels as well as Canadian cents and am always looking for Canadian Silver Maples for my mother's collection