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"Bank Teller Cheat Sheet" Project

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MadMortician's Avatar
United States
397 Posts
 Posted 05/02/2012  02:35 am Show Profile   Bookmark this topic Add MadMortician to your friends list Get a Link to this Message Number of Subscribers
I got this idea a few days ago, and since it is a work in progress of thought I'd open a discuss for feedback. Not sure if it a unique idea or not, but I haven't run across anyone else doing it.

When I go to the bank to pick up rolls, or I am paying for something with cash and I have a few extra dollars in my pocket, I usually try to see if the teller/banker has any good coins sitting in their drawer. Usually I try to keep it simple and only ask about coins that would be easily visible like Franklin halves (what I am really currently looking for).

Some times I get friendly people who will check. Most of the time they give a half-hearted glace into the drawer and say no. Most of the time they don't even do that. They also generally look annoyed if I ask about more than one coin.

Finally, a few days ago, I asked a bank teller, and he responded that he "didn't know what those coins looked like". I had asked about the Franklin and the Susan Bs. I tried to describe the two, and he was getting more and more frustrated. Finally I gave up.

So then I thought: What if I didn't have to describe what these coins were?

My idea would be to have a piece of paper with obverse and reverse printed on it, including the denomination of the coin, and I could simply hand it to the teller/banker and say "I'm a coin collector, could you check your drawer to see if you have any of these?"

As I said, it would eliminate the need to describe coins, which I would hope would speed up them time the teller/banker needed to take to respond to your request, and it would hopefully scale down the grumpy vibe we can get.

So anyone have any feedback/experience with this idea? What coins would you include on your sheet?

Maybe in a day or two I'll have something put together. =)

But for now... I've got a new box of pennies to sort...
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penny4urthoughts's Avatar
United States
192 Posts
 Posted 05/02/2012  03:03 am  Show Profile   Bookmark this reply Add penny4urthoughts to your friends list Get a Link to this Reply
I dont know about handing a bank teller a pre written note?
Pillar of the Community
967 Posts
 Posted 05/02/2012  06:57 am  Show Profile   Bookmark this reply Add still lookin to your friends list Get a Link to this Reply
Several times I have asked tellers if they have any unwanted change in the drawer that they want to get rid of. The tellers have to balance their drawers every day and counting the odd change is a hassle. Just last weekend a teller said she had three rolls of dollars. I told her that I would take them. I thought that I would just look for 1979 Wide Rims and then just dump the rest. Turns out that someone had dumped about twenty of the Presidential dollar proofs for gas money. Not bad for just asking.
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w1a9c8k5's Avatar
United States
1348 Posts
 Posted 05/02/2012  08:12 am  Show Profile   Bookmark this reply Add w1a9c8k5 to your friends list Get a Link to this Reply
That sound slike a decent idea. It would almost be smart to have like a business card made up with a few coins on it. that was it doesn't look supsicious as penny4 states. That way the teller will always notice that coin from that point on. If you're lucky they may even hold it until they see you again.
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wquinn's Avatar
United States
2295 Posts
 Posted 05/02/2012  08:21 am  Show Profile   Bookmark this reply Add wquinn to your friends list Get a Link to this Reply
Kind of risky handing a teller a note like that though. They might be a little jumpy, so make sure you explain it well, before handing the note. Otherwise they might press the silent alarm first!

It is interesting and a good suggestion. I don't know if they can have a piece of paper like that with them though.

What about WL halves? Maybe some old note photos too? It might be too much though, but you can print on both sides.
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SDcoinguy's Avatar
United States
2424 Posts
 Posted 05/02/2012  08:44 am  Show Profile   Bookmark this reply Add SDcoinguy to your friends list Get a Link to this Reply
i usually just bring in an example... I did that the other day with a morgan and wheatie... hope it works
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amida17's Avatar
United States
4897 Posts
 Posted 05/02/2012  09:22 am  Show Profile   Bookmark this reply Add amida17 to your friends list Get a Link to this Reply

Quote:
I dont know about handing a bank teller a pre written note?





Now thats funny!
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numismo's Avatar
United States
3039 Posts
 Posted 05/02/2012  09:44 am  Show Profile   Bookmark this reply Add numismo to your friends list Get a Link to this Reply
A good idea but it probably won't work. Tellers usually don't have time to do anything extra in their day. If they did, most all have relatives or close friends that ask them for unusual coins. Unless you get a great relationship going with them by giving great Christmas gifts, you are probably in the back of the goodies line. IMHO
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Coinstar's Avatar
United States
1510 Posts
 Posted 05/02/2012  09:45 am  Show Profile   Bookmark this reply Add Coinstar to your friends list Get a Link to this Reply
they probably think it's insulting. I think if you have to go through that much work--it's probably not worth it--IMO
Retired USAF 1983-2003
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baysinger626's Avatar
United States
950 Posts
 Posted 05/02/2012  10:09 am  Show Profile   Bookmark this reply Add baysinger626 to your friends list Get a Link to this Reply
I woukld just bring an example.
I took a Walking Liberty half that I found back to the bank I got it from and showed the teller that got me the box I found it in. She was impressed and said she would look for odd things for me and make a jar.
A JAR! how exciting!
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joeturbo26's Avatar
United States
1193 Posts
 Posted 05/02/2012  10:26 am  Show Profile   Bookmark this reply Add joeturbo26 to your friends list Get a Link to this Reply
I am laughing! If I handed any bank teller a note here in NYC, I am sure that the NYPD would have me on the floor before I blink my eyes! SECURRRRITY!! lol
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KenRingold's Avatar
United States
594 Posts
 Posted 05/02/2012  11:30 am  Show Profile   Bookmark this reply Add KenRingold to your friends list Get a Link to this Reply
It's sad when the people who are charged with handling America's cash, doesn't know what it looks like.
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Coinstar's Avatar
United States
1510 Posts
 Posted 05/02/2012  11:54 am  Show Profile   Bookmark this reply Add Coinstar to your friends list Get a Link to this Reply
well said Ken
Retired USAF 1983-2003
Edited by Coinstar
05/02/2012 11:55 am
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jbuck's Avatar
United States
188213 Posts
 Posted 05/02/2012  12:17 pm  Show Profile   Bookmark this reply Add jbuck to your friends list Get a Link to this Reply

Quote:
I dont know about handing a bank teller a pre written note?
I did this when I was a kid. I gave a teller a list of coins with dates I wanted her to check. It did not go over well.
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ghostrider's Avatar
United States
1116 Posts
 Posted 05/02/2012  3:54 pm  Show Profile   Bookmark this reply Add ghostrider to your friends list Get a Link to this Reply

Quote:
I dont know about handing a bank teller a pre written note?


When I go to a certain bank, I talk to the head teller and ask her if she has any funny money. A couple of times I could tell by the expression of other people that they were listening to things that were not their business.

This particular head teller always says she is the person in charge of the funny money at her branch. This is the term that she uses for Ikes, Sacs, Susan B's, and $2 bills.

If she ever tells me that she has a female president coin I'll gladly pay $1 for it. One another forum a teller told the forum member that she had a female presidental coin. He paid $1 for a $1 gold coin from the 1800's. I'd take that deal any day of the week for as many dollars as she would have.
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ninamason's Avatar
United States
1227 Posts
 Posted 05/02/2012  8:59 pm  Show Profile   Bookmark this reply Add ninamason to your friends list Get a Link to this Reply
Yeah, I wouldn't just hand over a note. What you could do that's a reasonable halfway point, though, might be to carry a picture in your wallet/purse/etc., and ask the teller when you go in, e.g., "do you have any Peace silver dollars?" If the clerk says "I don't know what those are," ask, specifically: "They're from the 1940s and earlier. I have a picture with me because they're hard to find in circulation, could I show it to you?" If the clerk knows you will be pulling out a piece of paper, they'll probably be more amenable to you pulling it out, and stating that they're hard to find to start with will allay the "what do you think I am, lady/mister, stupid?" response.

That would be my approach, anyway.
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