Hey Ausjack,
Yeah, I know Grafton can be a bit chilly at times, I grew up just up the road at Casino. And let me tell you some winter mornings it was a real struggle to get out of bed at dawn.

Hard wood floors hurt.

As for the cashless thing, you don't need any gizmos. All it is is the gov putting the cash into your bank direct rather than handing you the cash.
The reason apparently is security of the offices. At least that is the "Official" line.
Me I think the Gov is more interested on having a link into you bank account. Then they can find out just where you send your money.


It's a conspiracy I tells ya.....

Cheers
Peter