I ended up buying 12 2012 SAE's for $384 on
ebay if you subtract the %2 cash reward on my CC that's $376 actual out of pocket or $31.36 each not bad given todays spot.
http://www.ebay.com/itm/14082801454...t_500wt_1109My point is keep your eyes on the ball, there are deals to be had out there.
And I just found out the guy at the new coin shop doesn't check spot on the regular. I managed to get $20 face today for $400 or 20X not bad given spot when I went in this afternoon was 22.06X for face value US silver coins.