Is there a big difference in the hand vs premium coins? Has anyone seen the premium or had the premium to compare to the hand selected? Is it worth the premium for a 1914 $5 piece?
I have a pair of 1912 $5 ( HS and PHS ). The coat-of-arms side looks about the same - can't make out any scratches or bag marks. The observe seems a little better on the PHS, although both have a couple of bag marks. Personally, for $350 extra, I don't think it's worth it, and will try to flip it later. The HS ones seem to be a much better value. Really wish I had a better camera to take some pics of them all ( $5 12/13/14 HS, 12 PHS )
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