Doesn't look like any kind of official portrait. What's on the reverse? Unless it's silver, you're in for the long haul, say 25-30 years before it becomes collectable.
Cupronickel NCLT GB crown sized coins of face value Five Pounds are worth face value only. The Royal Mint makes a real 'killing' on these, because they cost the Mint a lot less than a Pound each for design, manufacture, marketing and distribution costs.
Their real value should decrease in line with inflation.
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