No worries, this forum is great in answering these type of questions. Your 1899 $1 Silver Certificate is worth around $100 to $125 in this condition. When searching for values, it is best to use the reference numbers(known as Friedberg numbers) to identify similar notes. This specific note is referred to as Fr. 233(Freidberg #233).
the Friedberg numbering system is widely accepted as the easiest organizational method when it comes to reference numbers in currency. Several currency guide books go off these numbers and Paper Money of the US by Arthur & Ira Friedberg(one of my favorite currency books) lists notes in order of Fr. number
Honestly ? Between the fold marks, the stains and the little tears, I think you would be lucky to get $100 for it. These bills are very popular now and people are willing to spend big dollars on quality bills, not so much on poorer bills.
These bills are testaments to the old Comstock Lode days, when the west was flush with silver. The treasury came under pressure to monetize all that silver, with silver dollars and silver certificates. Thus the Black Eagle bills and the Bison bills , the Indian Chief bills and the such. If you are destined to sell it, I would sell it in the near future before the popularity dies.
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