Hello DBM - I have the 7th Edition of Charlton guide to Canadian Chartered banknotes. On the page (537) with the notes listed for Westmorland, there is a picture of this note and the serial # is off by only 8 digits (13563)and it has been cataloged as being a remainder. Therefore, I based my decision on that. It's unfortunate that I couldn't put in a nicer picture of the obv for you to see how bright and attractive it is. I will be sending it in to be graded (PMG) this August, hoping that it comes back AU or maybe MS. It's quite crisp and even can feel some embossing around the center area. Thanks for your interest.