My 1935 D Washington Quarter

Send it back

If it only had one problem you might be ont he fence but 2 problems no way.

I would suggest that the photo was done "too well". While not shopped, the seller lit the piece and almost certainly turned the lights to make the coin appear nicer than it really is. I do the same thing.

But I do try not to deceive. Maybe the seller got lucky.

There is a fine line and certainly not black and white.

I am currently struggling with the same dilemma. I recently bought a "63" coin from a flattering photo that completely obscured a meteor strike to the nose. I pulled it out and as Charlie Brown would say; "Rats!". I will decide today whether to flip it or return it. Problem being that if/when I sell it I will feel quite obligated to portray it accurately.

So I may not recoup my cost. That is why I am considering a return. Yes, it is a 63, but not the 63 that I want and thought I was getting.

I have only returned one coin ever. And it was the completely wrong coin. Most of the time condition can be accurately assessed by the photograph.

I was under the impression that if it gets conserved and goes "details" or a lower grade that the guarantee would kick in.

Both PCGS and NGC/NCS.

I have never used either service, but I researched PCGS a while back and seems I was pretty clear that they would guarantee the grade after conservation.