YOu may have your opinion just like anyone. But in this instance I know what it graded 2 times and both different but both times higher than the opinions of the Newf coin. That said I also have mine and perhaps its not MS 65 but it sure is better than what was said. In hand the luster is amazing and any marks are nearly invisible to the naked eye.. The price like anything else is a starting point. If the right offer is put forth its a gonner























