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Brick And Mortar Rant...

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ratio411's Avatar
United States
1208 Posts
 Posted 12/17/2014  11:02 pm Show Profile   Bookmark this topic Add ratio411 to your friends list Get a Link to this Message Number of Subscribers
Ugh... I HATE BRICK AND MORTAR SHOPS!

No, I don't, but darn it, why can't I never be near a good one?

I needed some capsules for some coins I bought as a gift,
so I visited a B&M for the first time in a couple years today.
Normally I'd get them via mail, but I was cutting it
close, and just figured I'd get them locally today.

I take my coins in, because I wasn't sure of the diameter,
so I can try on the capsules for size, and make sure I got
the right ones. A man and a woman are helping me, DARN IT..
both of them start pawing my gorgeous uncirculated coins with
BARE HANDS.

These people should know better.
Bad part is this is not the first time I have seen this at a B&M.

Done ranting.
Edited by ratio411
12/17/2014 11:04 pm
Bedrock of the Community
sel_69l's Avatar
Australia
21786 Posts
 Posted 12/18/2014  12:28 am  Show Profile   Bookmark this reply Add sel_69l to your friends list Get a Link to this Reply
Collect ancient coins.
THEY love to be handled!

Imagine: a token of history that may be more than 2,000 years old, sitting in the palm of your hand. No mirror proofs to worry about here!

Actually, I really like to see every coin purchase in hand before deciding to buy, ancient OR modern. Don't have to bother about slabs or ebay. That makes bricks and mortar establishments essential.

Fortunately, I have access to two B&M business that have an international reputation for ancients, plus three other B&M establishments that know ancients fairly well. The two were within walking distance of my workplace, until I retired. Now, they are all within an hour's travel on public transport, with a concessional travel ticket price of $2.50. Same applies with coin shows. Don't have to worry about parking, either!

Numisamtically, not quite the same as living in London, but not that much different, either.
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Arael's Avatar
United States
567 Posts
 Posted 12/18/2014  01:20 am  Show Profile   Bookmark this reply Add Arael to your friends list Get a Link to this Reply
I really wish I had a B&M near me that had ancients, as it is I'm limited to buying ancients on VCoins and at shows, I make sure to buy all my U.S. coins in hand though.
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Bertensgrad's Avatar
United States
1192 Posts
 Posted 12/18/2014  01:30 am  Show Profile   Bookmark this reply Add Bertensgrad to your friends list Get a Link to this Reply
I have my own rant haha. I bought 10 .25 tokens when I went in one of the stores I don't like as much. I asked the guy if you got a discount for 10 and he said yes. He ended up charging me $3 after tax :(. We have 7% tax so he overcharge me by like .20 cents and no discount. I even mentioned that was too high and asked the tax percent and asked for him to recalculate it. He said 7% and told me the amount was right at $3. I know it was a small amount but it annoyed me to death that first he lied about getting me a bulk discount and then overcharged me for the taxes. I just paid it in cash and went.

I just won't go to that one for any big purchases anymore. The other dealers build in their taxes in to the price and are usually 2/3 the price. It makes me sorry that my friend and I probally spent over $150 in that shop this year. My friend is tired enough of the place he just stays in the car now.
Edited by Bertensgrad
12/18/2014 01:33 am
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jbuck's Avatar
United States
188091 Posts
 Posted 12/18/2014  10:17 am  Show Profile   Bookmark this reply Add jbuck to your friends list Get a Link to this Reply
Ouch.

You are right to rant. They should know better. I suppose you now know why you have not been there in years.
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ratio411's Avatar
United States
1208 Posts
 Posted 12/18/2014  11:55 am  Show Profile   Bookmark this reply Add ratio411 to your friends list Get a Link to this Reply
Bertensgrad: When I read your comment, my first thought was "where do they tax coins?"...
but I realized you said "tokens". So I guess that was a taxable item.

That's another reason I buy online. No taxes on anything, coin or not.
True that you have to be careful though. I haven't ever been cheated,
per se, but I have made a couple purchases online that I realized I shouldn't have
once the coins came in. Mainly due to bad pictures, or just haste on my part.

Another place I like to buy, that I can dodge taxes and deal with people from far
off is coin shows. I can buy in person, but from people from all over, and no
real paper trail. I like it like that.

I have lived in many places, and you'd think I could have found a decent, honest,
and professional coin shop, but I am here to tell you, they are few and far between.
Most I have been to, either try and cheat you, or they seem like total newbs and do
things like finger your coins or just show a total lack of knowledge in general.

jbuck: What is sad is this is the BEST coin shop in my town. This shop is generally
honest in my experience, and I have never felt like I was cheated or overpaid at this
shop. This is just a case of people that either don't think, or don't really care.
I guess I'd rather spend my money at an honest, but careless shop, than a shop that is
out to overcharge/rip me off.
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ratio411's Avatar
United States
1208 Posts
 Posted 12/18/2014  12:04 pm  Show Profile   Bookmark this reply Add ratio411 to your friends list Get a Link to this Reply
As for "ancients", I have nowhere to get those locally, I have collected US
since I was a child, so I have absolutely no knowledge or interest in ancients.

That said, I would be buying online, without knowledge, and would be extremely
open to being taken advantage of... and I would be doing something I didn't really
enjoy. Not that I have anything against ancients, or wouldn't mind owning one or
two, just to say I have a couple, they are coins after all... but it's just not me.

My oldest coin is from the late 1400s, and that is a long stretch for me, being a
collector of almost exclusively US coins.
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Bertensgrad's Avatar
United States
1192 Posts
 Posted 12/18/2014  12:58 pm  Show Profile   Bookmark this reply Add Bertensgrad to your friends list Get a Link to this Reply
Indiana charges sale tax on coins, and I think bullion too :(. The thing is only one place surcharges at the end. Everyone else builds it in to the price according to the owners. They pay based on total sales and just build it in the price to keep everything nicely rounded to the dollar. The thing is that place has a lot better selection. They try to keep every date and mint mark of all the common dates.

You just pay out the nose for that convience. Even their junk silver is a $1 more than their competitors on halves even before tax. They also never seem to buy anything back at a decent price and don't do trades. It's super sad since it's a mile from my house and was my childhood coin shop.

I don't even consider them to be a high end dealership too since their coins are considently lower grade raw coins. No slabs ever but they have a lot of wealty customers who order through them that they tend to ignore you if you aren't ordering a lot of bullion.
Edited by Bertensgrad
12/18/2014 1:05 pm
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DVCollector's Avatar
United States
10045 Posts
 Posted 12/18/2014  1:20 pm  Show Profile   Bookmark this reply Add DVCollector to your friends list Get a Link to this Reply

Quote:
I have lived in many places, and you'd think I could have found a decent, honest, and professional coin shop, but I am here to tell you, they are few and far between.
My very first coin shop experience set me against *some* dealers and their tactics

I was just 11 at my first coin shop. I enjoyed sorting through a "bargain bin" of LWCs, where I found a bunch of S-mint cents from the teens through the thirties. Bringing my purchase up to the front counter, the dealer saw the dates and frowned. He then pointed and asked me if I needed a coin album. The moment I turned to look, with one sweep of his hand, my coins were gone. I looked, blinked and looked again and exclaimed "where did my coins go?!" He muttered "what coins...do you see any coins?" That was my first experience with a coin dealer, and it stuck with me for years.

This may explain why I largely cherrypick today. And I don't share what I know with dealers--they're on their own.
Edited by DVCollector
12/18/2014 3:03 pm
Bedrock of the Community
United States
20753 Posts
 Posted 12/18/2014  1:28 pm  Show Profile   Bookmark this reply Add just carl to your friends list Get a Link to this Reply
There are lots of problems with coin stores.
If fairly successful, they begin hiring people, not coin people, just people. And that is when things start getting bad.
Two is coin stores have tons of expenses so must overcharge for most items to help pay for all that. Doesn't mean they should be rude, crude or ignorant though
Not all people that open a coin store are Numismatically smart. There are some that people that just open stores that appear to be booming at the present time. Owners may have recently been Beanie Baby sellers. Or had a place that sold sporting cards. Now trying coins.
And then there are those that just don't care about what they are selling, only how much they can make.
I know of one so called coin store that fell into all of the above.
It may take time and patience but if you look long enough, you should find a decent place.
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SHAFTA9a's Avatar
Canada
10743 Posts
 Posted 12/18/2014  2:54 pm  Show Profile   Bookmark this reply Add SHAFTA9a to your friends list Get a Link to this Reply

Quote:
...both of them started pawing my gorgeous coins with BARE HANDS.

You should have stopped them right then and there, but actually they should have known better.
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jbuck's Avatar
United States
188091 Posts
 Posted 12/18/2014  3:31 pm  Show Profile   Bookmark this reply Add jbuck to your friends list Get a Link to this Reply

Quote:
Another place I like to buy, that I can dodge taxes and deal with people from far
off is coin shows. I can buy in person, but from people from all over, and no
real paper trail. I like it like that.
This has been my only purchasing venue for the last twelve years now.
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Conder101's Avatar
United States
17884 Posts
 Posted 12/18/2014  3:35 pm  Show Profile   Bookmark this reply Add Conder101 to your friends list Get a Link to this Reply

Quote:
When I read your comment, my first thought was "where do they tax coins?"

Indiana, Ohio, Kentucky and many other states. Only 31 states have full or partial exemption for coins/bullion. In the other 19 they are taxed like any other product.
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sel_69l's Avatar
Australia
21786 Posts
 Posted 12/18/2014  5:18 pm  Show Profile   Bookmark this reply Add sel_69l to your friends list Get a Link to this Reply
It is a bit sad to read about 'some' of the dealers in this thread.
Of the 'two' B&M dealers that I mentioned in my earlier post, I have maintained a strong numismatic friendship with for over 30 years, and we have greeted each other by our first names for almost all of that time.
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ratio411's Avatar
United States
1208 Posts
 Posted 12/18/2014  6:00 pm  Show Profile   Bookmark this reply Add ratio411 to your friends list Get a Link to this Reply

Quote:
You should have stopped them right then and there, but actually they should have known better.


Oh, I left it out of my story, but yeah, as soon as I saw those fingers about to hit the
surfaces of my coins, I spoke out loud and clear, and asked rather pointedly if they didn't
have gloves to wear while handling customer coins. They didn't like it, I don't think, but
they did comply, and in the end sold me some coin capsules.

When I was a younger man, I probably would have just cringed and let them continue. As I get
older, I say what I feel, and don't care much about hurt feelings anymore.
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ratio411's Avatar
United States
1208 Posts
 Posted 12/18/2014  6:14 pm  Show Profile   Bookmark this reply Add ratio411 to your friends list Get a Link to this Reply
My first coin shop experience was a very good one.
I don't even remember the name of the shop, in the basement
of a blue collar, neighborhood building, on Leeds Ave, in
Baltimore. It's gone now.

The guy must have been a saint. He put up with a 10-12 year
old kid hanging out all summer and only spending pocket change.
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