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 Replies: 8 / Views: 9,058 |
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Valued Member
United States
71 Posts |
Previously I went to the nearest US Bank to deposit money in my sons account.
I am not a customer there but asked to buy a box of nickels. They told me since I was not a customer they ordinarily would not do it but since I had made the deposit in my sons account they would do it one time.
Fast forward to yesterday and I go to the US Bank and tell them I would like to open a savings account. I figured I would just put $100 in every time I bought a box of nickels and then I could just transfer the money to my sons account instead of writing him a check and going to deposit it. When I said I would like to buy a box of nickels they said no, they only sell them to "business customers".
So I said no thanks to opening an account there and will have to try somewhere else. My question I guess is how common is it to get turned down when trying to buy boxes? Is it just this one branch or is it a company wide issue?
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Valued Member
Canada
160 Posts |
I'm in Canada but have had similar issues as you. From inquiring further, I've found it's a branch issue, a managers decision. Keep trying different branches or banks and you'll get there. Try smaller banks too, it's worked well for me.
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Valued Member
United States
107 Posts |
BofA has never given me issues, and sometimes don't even ask for my bank card.
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Pillar of the Community
United States
4333 Posts |
I have never been turned down when ordering boxes, except for one credit union that I belong to, and I've held accounts with at least a half-dozen banks at one time. You just have to do the footwork.
When I listen to LED ZEPPELIN...so do my neighbors...
Roll hunting since '77
Dirt fishing since '72
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Valued Member
 United States
71 Posts |
Thanks for the input, it looks like I will be pounding the pavement. I am tempted to make that branch my dump bank, if they don't charge me that is!
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Pillar of the Community
 United States
4592 Posts |
To the bank quote buying unquote a box of nickels is really just a cost to them with no corresponding income. They provide the coins as a service for business customers who generate hundreds or thousands of dollars in fees.
Don't be too surprised if they turn down your deposit too: it cost them money to process the coin deposit.
-----Burton 50+ year / Life / Emeritus ANA member (joined 12/1/1973) Life member: Numismatics International, CONECA Member: TNA, FtWCC, NETCC, EveryCountry (online) coin club Owned by three cats and a wife of 40+ years (joined 1983) Author: 3rd Edition of the Sample Slabs book, https://www.sampleslabs.info/ |
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Valued Member
United States
61 Posts |
I've had mixed luck at those banks. I think it depends a lot on the person ordering the boxes and how badly the bank wants your business.
Super busy banks I get the cold shoulder and don't get traction. But some of the smaller ones seem to be more willing to help.
Just have to try a few out and always be nice.
Good luck.
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Pillar of the Community
613 Posts |
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Valued Member
United States
69 Posts |
I have been turned down to get rolls, let alone boxes from about 50% of the banks I've asked. I only deal with banks that I have accounts with and will give me boxes hassle free now.
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Replies: 8 / Views: 9,058 |
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Posted 03/07/2015 6:27 pm
