Generally the rim bump shouldn't garner a details grade unless it's so big that it shows on both sides. I'm no fan of coin slabs but in this case I would definitely get this coin authenticated as it would greatly increase the value.
91o and Dave got the attribution right (of course ) which lends faith to the originality of the coin. Features like that crack are very darn difficult to counterfeit believably. You can expect a TPG to be fairly lenient with it, not because it's an 1889-CC but because it's circulated heavily. A dealbreaker rim bump on an XF45 is not so much on an F12.
But yeah, cleaned, disfigured, bumped or not this one needs to be in a slab if ever offered.
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