I think it's tarnish looks like it's been in a holder a long time. Buyer offers returns may be worth a $35 to $40 gamble. May take it to my local dealer if I win it and see what he thinks if I should send it to pcgs
consider yourself lucky. I think the hit on the top 3 bands disqualifies it from being FB. the coin in general just doesn't light my fire. save your money and get a real nice 1920-p FB when it comes about. you'll thank me later.
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