Looking For Cheap Silver Rounds

If you are looking for rounds and / or bars, it can be assumed that you ake looking for bullion silver.
With that assumption in mind, lowest premium should be your only motivation in how to buy.

If you are thinking of your graqnchildrens' inheritance, it can be assumed that leaving a substantial value for them should be of prime importance. Looking at it pragmatically, they will only be thinking about how much money they will receive, not the silver itself. That means the silver will have to sold out of your estate.

Think about tax implications.

Security will have to be considered, and storing OFF your premises would probably be the safest, with less of an attraction of nasty people breaking into your home. Silver bullion, after all, is very negotiable, and almost untraceable.

The current silver price will be only of minor importance because dollar cost averaging purchasing of the silver over the long term will be your best strategy.

An investment advisor once told me that a limit of only about 5% of of your total investments should be in bullion / numismatics / collectibles / art. In your case, it seems that will all be in silver bullion.

I thought all the buy Gold and Silver stores had sailed away a long time ago, at least they've all closed up shop in my area.

Most of the fly by night type ones have closed, but they are still out there. You also can try mom and pop jewelry stores. I know in my area at least all the jewelry store have signs posted about buying gold and silver. You could even try pawn shops. Sometimes it's thinking outside the box that will get you the deals you are looking for.

If you do go to a gold/silver or pawn shop don't be afraid to haggle with them. They have paid next to nothing for the item so put cash on the counter and give them the take it or leave it speech. Cash is king in those places and you are saving them time and money by buying it. Otherwise they have to pay to ship it to the refiner and then they lose a percentage of however much they sent in. It could be spot minus 3% or 4% plus shipping so offering them spot is a win for both parties.