Austrian 1908 100 Corona Lady In The Clouds Pendant

Frankly speaking if the coin has been modified in some way, (by collectors) the coin is considered damaged and thus doesn't get a collector's value. Considering it's worn too I don't think collectors would really want it. If you want money now then you could go to a coin/pawn shop and sell it for close to bullion value (they see it as a damaged coin and value it as such, and these guys never pay full price, not even bullion). Better selling option than the straight-forward "WE BUY GOLD"-shops that buy at very low prices. ebay could be an option, it's an online marketplace filled with buyers and some might even want this so badly that they don't care too much about the obvious damages and wear (believe me, this has happened, multiple times). Some people simply want the scrap gold. ebay is an element of surprise sometimes so I can't speak fully for it, but they do take a cut of the selling price. Remember to put a resonable starting price though if you choose to do this, ebay bargains are very sought after.

Do you have an estimate of what you think it's worth? If so, then consider that reputable dealer's offer. If you take that, then you don't have to worry about all things ebay - shipping, ebay's cut, fraud and insecurity. And lastly- - you get the cash immediately. No uncertain waiting whether the item will sell or not on ebay.