I think the "flaking" as you describe it is from the seller stacking in a roll, there are breaks in the toning that look to be caused by "roll rub". The toning is a bit more even in hand , but I am sure this coin is not for everyone. I have enough white 1923 Peace dollars ! I believe it to be NT, but I could of course be wrong.
I really like the way some of the details are accented by the toning on some coins, and I need to put more coins in my "Toner" album....
I really like the way some of the details are accented by the toning on some coins, and I need to put more coins in my "Toner" album....























