In What Part Of The Us...

Not that I've seen....
If there is, might consider moving there till the well is dry...

My guess is that the region in which you are searching is less important than the bank itself. By bank, I mean on a corporate level, where the rules and fees that discourage CRH are born. Again, just a guess. I look forward to seeing what everyone else has to say.

For example, one bank charges me 10 cents per roll for special orders of boxes of coins they don't normally keep on hand (halves). But there is no charge for boxes of coins they have on hand (one cent, five cent, ten cent, twenty-five cent). I haven't yet ordered a box of small dollars, but I presume the ten-cent-per-roll charge will apply. Five bucks for a box of halves--cost of the hobby.

Rules like requiring an account at the bank, having an account with a minimum balance, or requiring you to withdraw the rolls from your account balance (no cash purchase). Fees like those they make you pay to get or order rolls (boxes), or charging you a fee to deposit rolls (and making you put that deposit into your account, not cashing out). There are more examples.

This is the dirty secret many hunters do not want to admit: Banks are a business, not a public service. For banks, handling coin is not cheap. Dealing with CRH does cost the bank time and money; the rules and fees are there to either absorb or discourage it.

With that being said, find the bank (or banks) that work for you. You may need to follow some rules and/or some fees. If you can not, then move on to another bank. There are still some free ones out there, but their numbers are dwindling as they consolidate and look for ways to maximize profit.

We are most definitely in the decline of CRH. Enjoy the ride while you still can. If there are no more banks that you are comfortable with using, then retire from CRH.

I'm a credit union gal & haven't run into any of those rules, yet. Nor have I encountered any fees EXCEPT for when I've used a coinstar (not at my credit unions).

If I ever retire from CRH I will not actively be collecting anymore.

I appreciate your detailed answer!!

I use a credit union, too, but their low number of commercial accounts means they do not move a lot of coin. It has been a while since I asked for rolls because I only go inside once or twice a year. Everything else is electronic.

Of course, my hobby is satisfied by going to coin shows, not CRH. I hope one day you might give them a chance.

The Coinstar I use offers a gift card for the store in which it is located. No fee. Seems like a no-brainer since I am already there to shop.

Good luck with the other state. I hope you have success. I also hope you find a coin show to check out, even if you just want to look around. Worst case, I assume the shows you missed are annual ones and next year will be here before you know it. After all, we are now closer to the coming Christmas than we are to the last one.