Coin is quite circulated. Coins need to be EXCEPTIONAL to be TPG graded to realize the expense of it. I have ROLLS and ROLLS of BU/MS uncirculated coins, two of the 74D's even that are no where near an MS66 or better to be graded worthy.
PCGS is a good place to learn how the TPG's grade. Great pictures and auction links. Compare your coin to the specific examples shown and look at the going prices of slabbed coins:
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