To CCF! It's an error. That's called a Die Crack, but it has to be a Rim To Rim Die Crack (in this case, yours isn't), in order to be collectable and have a premium. Your Quarter is worth face value, but you can keep it if you want. Here's more information on Rim To Rim Die Cracks. http://www.error-ref.com/die-crack-rim-to-rim/
To me it looks like a die gouge. Have you ever seen a crack distort a device. Have you ever seen a crack that straight? Have you ever seen a die crack not flow over a device? Thus why I feel it is a die gouge.
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