ebay prices can be all over the place. If the right buyer is not looking, then the price will suffer. Two or 3 years ago, I listed a beautiful full red 1958 cent with 5x die clash for $5 and it didn't get any bids. I relisted it a week later and sold it for over $15, with 5 or 6 different bidders. I listed a virtually identical cent a while later for $8, and got 1 bid.
All MS-65's or any other grade do not have the same value. I've seen the most ugly, splotchy, finger-print smeared, blackspot-marked coins called MS-65 or PL-65. The coins sold on
ebay are usually the more unwanted of these grades. I personally would prefer a shiny MS-64 at a much lower price than an MS-65 that has ugly toning. Other high grade coins with full lustre or what is considered by the collector as pleasing toning are usually sold in more important numismatic auctions, stores or coin shows, where you can see the coin in person, to affirm the higher price.
Different grading companies grade differently, so what is MS-65 for one, might be 63 to another, and 62 to you. I think several overgrade since I went by the Charlton book descriptions in the 60'-70's, and ICCS after. Question ALL grading, + some companies charge more based on the coin's value.