1894 Morgan Grading Question.

VG details and as stated should be authenticated

A frequently altered coin starts with the common 1894-O VAM-1. The key distinction is the heavy die polishing in the letters of LIBERTY on the 1894-O VAM-1. The polishing lines on that variety are sharply different from the lines on a genuine 1894, and should exist on even relatively heavily circulated coins.

The other alteration is to change a genuine 1897 dollar to a purported 1894 by altering the last digit of the date. These are pretty easy to spot, because the spacing between the "9" and the purported "4" is way off.

I think I can make out some of the genuine 1894 markers on your coin. Damage and blemishes in the area where a mint mark would be found are always concerning, but can occur on heavily circulated genuine coins.

Clear photos of the die marker areas would be needed to do an authentication from pictures. The decisive marker is the series of die scratches in the triangle at the eagle's left foot (our visual right). These exist even on AG-03 examples. That's the closeup photo that would really help us here.

AS far as TPGs you mentioned, it depends on where you live.
I'd send them to the closer one.