About the scratch, I hop with the frog.
An impairment like a significant scratch or a cleaning reduces the value. I've seen people treat such a coin as if it were graded a full category lower (so MS becomes AU, AU becomes XF, etc.).
An impairment like a significant scratch or a cleaning reduces the value. I've seen people treat such a coin as if it were graded a full category lower (so MS becomes AU, AU becomes XF, etc.).





















