the photos may not be showing the luster well as the obverse looks like the surfaces are cloudy. so I'm not sure if its the coin, lighting or holder. holders should be removed before posting photos if possible as I'm seeing two scratch marks above the ear in the hair as well as a small one under the big curl on the back of the head. I cant tell if they are on the holder. when you get above MS65 every little thing counts like spotting, discoloration, marks and scuffs, broken luster, strike etc.
without better photos worst case MS65