I have a collection of MS67
State Quarters 1999-present (all PCGS or NGC slabbed) and am trying to decide if I should include the 2005 business strike coins. As I understand it though, the difference between business strike and the SMS (or satin finish) coins are whether or not they were submitted for grading in their original mint-set packaging. If this is true, wouldn't I be better off buying the higher graded SMS coins, cracking them and resubmitting them for grading as business strike? Any thoughts on this subject would be appreciated.